We understand state employees have questions on how their benefits will be impacted as the state budget is no longer in place beginning July 1. The following Q&As were designed to help answer any questions you may have.
Q. Will an employee's health, dental or life insurance be affected?
A. No. Group insurance coverage during a budget situation will not be impacted. If paychecks are delayed, and as long as the employee continues to work and earn a paycheck, insurance premiums will be taken accordingly. The missed payroll deductions will be taken once paychecks are issued.
Q. What will happen to an employee's contributions to any flexible spending accounts (i.e., MCAP, DCAP) during the budget situation?
Ø Employees enrolled in MCAP will not be impacted. ConnectYourCare debit cards will continue to work. If the employee continues to work and earn a paycheck, deductions should be taken accordingly. If MCAP deductions are missed, they must be made up when the budget situation is resolved.
Ø Employees enrolled in DCAP may be impacted as reimbursements are limited to the available account balance contained in their DCAP account. If the employee continues to work and earn a paycheck, and once all payroll deductions are deposited into the DCAP account, reimbursements can be made for eligible expenses up to the available account balance.
Q. What will happen to an employee's Commuter Savings Program benefit?
A. Employees enrolled in the Commuter Savings Program will continue to receive the benefit under this program. Employees will owe any underpaid amount upon their return to payroll.